John Abella The Mortgage Buff
Mortgage Solutions Built for You, Not the bank
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Trusted
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Experienced
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Professional
SERVICES
What I Do
01.
Smart home buying
Don’t just get pre-approved; get strategy-approved. Whether you’re a First-Time Buyer or upgrading, I secure your rate for 120 days and help you win the offer with confidence.
02.
refinance & renewals​
Your bank’s renewal letter is just their first offer, not their best. I compare rates from 50+ lenders to lower your monthly payments, consolidate debt, or access equity for renovations.
03.
Alternative & Private Solutions​
Has your bank said “No” due to credit issues, income gaps, or life events? We access B-Lenders and private funds that look at the equity in your home, not just your credit score..
04.
self-employed solutions​
Banks see write-offs as “low income.” I see them as smart business. We use your real cash flow and “Business for Self” programs to get you approved without the typical T4 stress.
WHY JOHN ABELLA?
I Speak “Self-Employed”
Banks see tax write-offs as “low income.” I see them as smart business. I know the lenders who understand your real earning power..
Speed Wins Deals
In this market, waiting until Monday for a pre-approval can cost you the house. I’m agile, responsive, and ready to move when you are.
The “No-Surprise Guarantee”
No hidden terms. No confusing jargon. Just clear math on exactly what your monthly payments will be.
TESTIMONIALS
What My Clients Say?
John is one outstanding broker. He went over and beyond to help us get our first home. He’s guidance all througout the process of securing a mortgage is phenomenal! And he did it for less than 30 days! We were able to close in 28 days! He’s very patient and understanding when asking for a necessary documents. I highly recommend John for any mortgage related business.
Marie A.John is an absolutely amazing mortgage broker. He negotiated tirelessly to secure us a competitive interest rate and favourable terms. His expertise and attention to detail made the entire process seamless and stress-free. I am grateful for John’s help and would highly recommend to anyone looking for a reliable and trustworthy mortgage broker.
Lylee N.​John has been very helpful within this journey of buying my first home, finding the best possible rates from different lenders and letting me know my options throughout the process. Extremely knowledgeable and happy to answer any of the dumb questions I may have haha. Excited to work with him again soon!
Kelvin T.​About Me
I’m John Abella, The Mortgage Buff. As a licensed agent with Dominion Lending Centres Yournesta Financial (Lic 13371), I work for you, not the lenders. My job is to shop dozens of banks to find the perfect rate and terms for your specific situation. Available evenings and weekends because real estate doesn’t stop at 5 PM